5. Unexpected extra driving
Your insurance policy is also tied to the number of miles you travel on a yearly basis. The logic here is the more you are on the road, the greater chance for you to get into some kind of trouble. This translates to the possibility that your insurer might not pay you if your yearly mileage is significantly higher than what you’ve estimated. When you fill in your yearly mileage, do not forget about those weekends away, weekly shopping, etc., and always add some contingency miles, just in case.